No matter how much someone plans for retirement, if the need for long term care arises, it’s very possible that a person’s savings just won’t cut it. Approximately 12 million Americans currently require long term health care and statistics show that about 70% of seniors 65 and up will need the care eventually. At an
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When senior citizens with lapsed policies were asked why they did not choose a life settlement over surrendering their policy, 90% responded that they were unaware of the option to sell. In addition, of the advisors who were asked why they did not educate their clients on life settlements, 50% responded that they did not
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