According to a joint study by the Society of Actuaries and LIMRA, approximately $900 million of face value of life insurance is lapsed or surrendered each year. That is roughly 4.5% of the insurance that is in force. If you or your client has a life insurance policy that is no longer needed—or if premiums
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Do you have a client looking to unload their monthly premium payments, but who doesn’t want to leave the beneficiary without a death benefit? The life settlement market offers retained death benefits, and this may be just what your clients are looking for. In recent years, the life settlement industry has introduced an exciting new
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