Keep Rising Health Care Costs at Bay

Health care costs are rising at an undeniably alarming rate. More than 35% of Americans over the age of 65 rely solely on Social Security for their retirement and/or health care costs. To help alleviate this issue, consider the a life settlement option.

For most American seniors, alternatives to their life insurance policies are unknown. Additionally, many also believe it is their advisor’s responsibility to make them aware of the options, helping them to avoid lapsing their policies. However, these alternatives are important as they can be a critical solution to rising health care costs.

In June, American University’s Business Analytics program revealed that the average couple over the age of 65 can expect to pay $218,000 for medical treatment during retirement. As an American, be proactive. As an advisor, talk to your clients about their options—especially things they may not know.

To learn more about life settlements as alternatives to healthcare, visit or email us directly to talk one-on-one with a Genesis advisor.