If it’s been awhile since you looked into life settlement options, a lot has changed. Historically, life settlements were limited to whole-life policies, but new developments offer advisors greater flexibility and unlock hidden money for their clients. Term insurance can be converted to permanent insurance and sold as a life settlement. Most people who buy term
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Approximately $900 million of face value of life insurance is lapsed or surrendered each year. At the same time, surveys show that 90% of policyholders who have let their policies lapse would have considered selling it as a life settlement if only they’d known about it. A life settlement is the sale of an existing
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Your clients have entrusted you with helping them make the best financial decisions for themselves and their families. And as their trusted advisor, you strive to give them all the information they need to make rational economic decisions. According to Conning, an estimated $180 billion of face terminates irrationally each year, meaning that the policies
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Congratulations, you’ve decided that selling your life insurance policy is right for you. So what’s next? Finding a trustworthy and professional life settlement broker to manage the process for you. Finding the right life settlement broker can make the difference between a smooth transaction and a complex process. Since our beginning, Genesis has continued to
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With the start of a new year, getting out of debt has recently become a major goal for some Americans. With the average American household having nearly $130,000 in debt, it’s no wonder that many people are ready to take the steps needed to reduce and ultimately conquer large amounts of debt. However, getting out
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Sometimes it can prove challenging to keep the money in your bank account, in your bank account. The little expenditures can add up before you know it, and it is easier than one might think to be left looking at a depleted checking account and a savings account with less than a tenth of your
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Most often the pay out for a Life Settlement far exceeds the surrender value of a life insurance policy.

About $112 Million in death benefit is forfeited every year by individuals 65 years and older who surrender their life insurance policies

1. Avoid fairytales stocks There seems to be a lot of disagreement among investors about those stock options which seems too good to be true but expert investors are adamant in their opinion that it is better to avoid these kind of options. Some expert investors advise all amateur investors to stick to statistical analysis
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